Privacy Policy

1. Information We Collect

We collect information you provide directly, and limited information automatically generated through your use of the Site:

• Account information: name, email address, and password, collected when you create a membership account through Memberstack, our account and authentication provider.
• Payment information: if you purchase a paid membership, your payment card details are collected and processed directly by Stripe, our payment processor. Oaksphere does not receive or store your full card number.
• Usage data: pages visited, links clicked, and general interaction with the Site, which helps us understand how the Site is used.
• Communications: any information you provide when you contact us directly, such as by email.

2. How We Use Information

We use the information we collect to: create and manage your membership account; process payments and manage subscriptions; provide the content and features associated with your membership tier; respond to your inquiries; and improve the Site.

3. Third-Party Services

This Site relies on the following third-party services, each of which has its own privacy practices governing the data they process on our behalf:

• Memberstack — account creation, login, and membership management
• Stripe — payment processing for paid memberships
• Netlify — website hosting
• Job listing data displayed on the Site may be sourced from third-party job aggregation services

When you click an affiliate or referral link to a third-party education or financing provider, you leave this Site and become subject to that provider's own privacy policy. We encourage you to review the privacy practices of any third-party site you visit.

4. Cookies & Tracking

The Site, and the third-party services it relies on (such as Memberstack and Stripe), may use cookies or similar technologies to maintain your login session, remember preferences, and process payments securely. You can control cookies through your browser settings, though disabling cookies may prevent certain features — such as staying logged in — from working correctly.

5. Data Sharing & Disclosure

We do not sell your personal information. We share information only with the service providers described above as necessary to operate the Site, or when required by law, to enforce our Terms of Service, or to protect the rights, safety, or property of Oaksphere or others.

6. Data Security

We rely on industry-standard security practices maintained by our service providers (Memberstack and Stripe are both built to standard payment and authentication security practices, including PCI compliance for payment processing). However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your Rights & Choices

You may access, update, or request deletion of your account information at any time by contacting us at info@oaksphereaviationfinancing.com, or through your account settings where available. You may cancel your membership at any time, which stops future billing but does not retroactively delete historical transaction records we are required to retain.

8. Children's Privacy

This Site is not directed to children under 16, and we do not knowingly collect personal information from children under 16. If you believe a child has provided us with personal information, please contact us so we can remove it.

9. California Privacy Rights

California residents may have additional rights under the California Consumer Privacy Act (CCPA), including the right to request disclosure of, and deletion of, personal information we hold about you, and the right not to be discriminated against for exercising these rights. To make such a request, contact us at the email address below.

10. International Visitors

This Site is operated from the United States. If you access the Site from outside the United States, your information will be transferred to and processed in the United States, where data protection laws may differ from those in your jurisdiction.

11. Data Retention

We retain account and transaction information for as long as your account is active, and for a reasonable period afterward as needed to comply with legal, tax, and accounting obligations.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be reflected by an updated "Last updated" date at the top of this page.

13. Contact Us

Questions about this Privacy Policy can be directed to info@oaksphereaviationfinancing.com.